Chapter 13 Bankruptcy

Bankruptcy Lawyer in Orange, Westchester and Rockland Counties, New York

Chapter 13 Debtor Reorganization ◊ over 20 years of Experience

If you face financial difficulties, but don't qualify to permanently discharge your debts under Chapter 7, a Chapter 13 bankruptcy filing may be the right move. Chapter 13 will stop foreclosure, garnishment, and put an end to harassing phone calls and letters from creditors. You want an experienced attorney to help you through this complex process; an attorney who has successfully protected the interests of others in similar circumstances.

Spanish interpreter available upon request.

At the office of de Moya & Associates, I have provided comprehensive counsel in Chapter 13 bankruptcy matters since 1993. I will work directly with you throughout the process, taking the time to carefully listen to your questions and concerns, analyze your financial situation and render advice, helping you accomplish your goals. Over 90% of my clients are referrals from existing or former clients. My goal, with every client, is to become your "family attorney," the attorney you contact for all of your legal counsel.

I provide a free initial consultation to all Chapter 13 bankruptcy clients at my office. To set up an appointment, contact my office via e-mail or call me at 845-639-4600845-639-4600. Payment plans available.

My Chapter 13 Bankruptcy Practice

In a Chapter 13 bankruptcy proceeding, you are allowed to keep your assets, reorganize or restructure your debt, so that you can pay your creditors over a 3 to 5 year period. As long as you meet your obligations under the new agreements, your creditors cannot collect on debts due to them and your qualified debts are discharged at the end of the payment plan.

I handle all matters related to Chapter 13 bankruptcy proceedings, analyzing your financial situation, rendering advice, preparing and filing your petition, schedules, statement of affairs, and representing you at court hearings, meetings with creditors, and the trustee. I will help you put together a plan of reorganization to submit to your creditors and will review any proposed repayment plan to ensure that the payments are within your means.

Contact the Law Office of de Moya & Associates, P.C.

For a free initial bankruptcy consultation to discuss your rights in a Chapter 13 bankruptcy proceeding, contact me via e-mail or call me at 845-639-4600845-639-4600. Evening and weekend appointments are available upon request. My office is located near the courthouse. Payment plans are available.

To arrange a confidential meeting, contact my office online or call me at 845-639-4600845-639-4600. All divorce and bankruptcy clients receive a free initial consultation at my office. Payment plans available. Desiree de Moya, Esq. participates in Click here for more information.