Chapter 7 Bankruptcy

Chapter 7 Bankruptcy Lawyer in Westchester, Rockland and Orange Counties, New York

Helping You Permanently Discharge Debts

If you can't meet your financial obligations and don't see any prospects for improving your situation, Chapter 7 (liquidation) bankruptcy filing may help you get a fresh start. With a Chapter 7 bankruptcy, you can permanently discharge most debts and keep most assets. Your creditors can no longer call or write you for payment, or take any legal action against you.

At de Moya & Associates, P.C., I have helped hundreds of individuals seek protection under Chapter 7 for over 25 years. The hallmark of my practice is my commitment to personal and professional service, listening carefully to your concerns, analyzing your particular situation, and helping you find solutions that best meet your goals. Over 90% of my clients are referrals from existing or former clients. My goal, with every client, is to become the "family lawyer," the attorney you call whenever you need legal counsel.

I provide a free initial consultation to all bankruptcy clients. Contact my office online or call me at 845-639-4600845-639-4600 to schedule an appointment.

My Chapter 7 Bankruptcy Practice

I handle all matters related to Chapter 7 bankruptcy proceedings, analyzing your financial situation, rendering advice, preparing and filing your petition, schedules, statement of affairs, and representing you at court hearings, meetings with creditors, and the trustee.

When you hire me to handle your Chapter 7 bankruptcy filing, I will help you determine whether you qualify to permanently discharge your debts. I will clearly identify those debts that can or cannot be discharged (such as student loans, domestic support obligations, and most taxes) so that you get the benefit you expect. I will monitor any sale of assets to confirm that exempt property, including your home, car and retirement assets, are excluded from the bankruptcy sale.

Contact Attorney Desiree de Moya

To set up a free initial bankruptcy consultation, contact me via e-mail or call me at 845-639-4600845-639-4600. Evening and weekend appointments are available upon request. My office is conveniently located near the courthouse. Payment plans are available.


To arrange a confidential meeting, contact my office online or call me at 845-639-4600845-639-4600. All divorce and bankruptcy clients receive a free initial consultation at my office. Payment plans available. Desiree de Moya, Esq. participates in Click here for more information.