Important Information about Bankruptcy
Provided by Attorney Desiree de Moya, in Rockland County, New York
If you are considering filing for bankruptcy as a way to get a fresh financial start, you may have many unanswered questions about the law, the process, and your rights in a bankruptcy proceeding. The information below is designed to answer those basic questions.
At de Moya & Associates, P.C., I have assisted individuals in bankruptcy proceedings for over 16 years. The hallmark of my practice is my commitment to provide personal and professional services to every client. My goal is to become your "family lawyer," the attorney call for all legal advice. Because of my reputation for personal service and attention, over 90% of my clients are referrals from existing and former clients.
To learn more about my bankruptcy practice, see my Chapter 7 or Chapter 13 bankruptcy page. For a free initial consultation in a bankruptcy matter, contact my office online or call me at 845-521-7792.
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Experienced personal bankruptcy attorney in Rockland County, New York. At the law office of de Moya & Associates, P.C., I have handled Chapter 7 and Chapter 13 bankruptcy filings since 1993. I handle all matters related to your bankruptcy case, analyzing your financial situation, rendering advice, preparing and filing the necessary documentation to complete the process and acting as your advocate at meetings with creditors, the trustee and court hearings. Contact my office for a free initial consultation.
Contact the law office of de Moya & Associates, P.C., in Rockland County, New York. I have built my practice on a commitment to provide personal and professional service to every client. Over 90% of my clients are referred by existing and former clients.
Surviving the Emotional Effects of Bankruptcy
No matter what circumstances ultimately led to filing bankruptcy, both the practical and the emotional impact on the debtor will be enormous. Confronting the emotional and psychological issues surrounding bankruptcy and reaching an understanding and acceptance of the situation are essential to rebuilding and maintaining a successful financial life. The experienced bankruptcy attorneys at de Moya & Associates, P.C. in Rockland County, New York, can guide a debtor through the complicated legal, financial and emotional maze of bankruptcy and steer him or her in the right direction for the future.
Filing bankruptcy can, without a doubt, stir up many negative emotions. The debtor's sense of self-worth is often closely tied to his or her financial circumstances. Loss of money can be experienced as a loss of identity, self-esteem and confidence. We live in a society in which image is seemingly bought through possessions. Money can be viewed as a powerful currency not only in a purely economic sense, but also in relationships and thus a real or perceived loss of interpersonal power can ensue when bankruptcy is filed.
Understanding these emotions can help disentangle the practical realities of money from the possibly destructive or limiting emotional response to bankruptcy.
At times of significant loss, people tend to feel that their entire foundation has been shaken and that their most fundamental sense of security has been disrupted. They question their trust in themselves, in others and in the world at large. Although it may be natural for many to bury these frightening emotions, bringing core insecurities to a conscious level can actually reduce fear and the feeling of being out-of-control, which enables individuals to start tackling their situations constructively. In addition, the counsel of a seasoned bankruptcy attorney at de Moya & Associates, P.C. in Rockland County, New York, can see a debtor through the tough times and guide him or her to a brighter financial future.
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